Uber and Lyft accidents are notoriously complex with multiple insurers fighting over who pays. Don't wait years while they sort it out.
Typical rideshare funding request
Uber and Lyft accidents aren't like regular car accidents. Multiple insurance policies create a maze of complexity that can delay your settlement for years.
When you're injured in a rideshare accident, three or more insurance policies can be triggered at once. The driver's personal insurance, the rideshare company's commercial policy, and potentially other drivers' insurance all point fingers at each other.
This "hot potato" problem means your claim gets bounced between insurers, each one claiming someone else is responsible. Meanwhile, your medical bills pile up, you can't work, and you're stuck waiting for companies to sort out their liability disputes.
The average rideshare accident case takes 18-30 months to resolve. Pre-settlement funding gives you the financial stability to wait for a fair settlement instead of accepting a lowball offer out of desperation.
Coverage depends entirely on what the driver was doing at the moment of the crash.
Only the driver's personal auto policy applies. Many personal policies exclude rideshare activity entirely, leaving gaps in coverage.
Personal policies often deny claims if the driver was logged into a rideshare app.
Limited contingent liability kicks in—typically only $50K per person, $100K per accident. Not enough for serious injuries.
This is the biggest coverage gap where victims get trapped.
Uber/Lyft's $1M+ commercial policy applies, but they may fight hard to shift blame and minimize payouts.
Multiple insurers point fingers at each other while you wait for payment.
Each insurance company claims another is responsible. Your claim gets bounced between 3+ insurers for months or years.
Delays can stretch your case to 2-3 years while bills pile up.
Pre-settlement funding removes the financial pressure while insurers fight. You can focus on recovery instead of worrying about bills.
There are no restrictions on how you spend your money. Here's what most of our clients use it for:
ER visits, surgeries, physical therapy, prescriptions, and ongoing treatment costs
Getting your car fixed or replaced so you can get back on the road
Keep a roof over your head while you're unable to work
Utilities, insurance, phone, and other recurring expenses that don't stop
Replace the income you're missing while recovering from your injuries
Childcare, groceries, and taking care of your loved ones
A simple, straightforward process to get you funded fast.
Fill out our simple 2-minute application with basic info about your rideshare accident and attorney.
Our team evaluates your case and contacts your attorney for verification.
Receive approval based on your case merit—not your credit score or employment.
Money deposited directly into your bank account. Use it however you need.
Rideshare accidents are complex—but we've seen it all. We know these cases take longer and we're here to help you through it.
We understand the multi-insurer dynamics of rideshare cases.
We'll beat any competitor's rate or match it—in writing.
What we quote is what you pay. No surprises.
Most applications are approved within 24 hours.
Typical rideshare funding request
Everything you need to know about funding for Uber and Lyft accident cases.
Get the money you need today so you can focus on recovering and fighting for the settlement you deserve. Apply in just 2 minutes.
Capital Funding provides non-recourse pre-settlement funding. This is not a loan. Repayment is only required if your case results in a settlement or judgment in your favor.